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Alternatives Insurance® Group Blog Page 13

View the latest blog posts from Alternatives Insurance® Group.

The majority of home burglaries do not involve violence or the use of a weapon. The average dollar loss from a burglary in the United States is just over $2,000, and there are over 2 million burglaries in the US every year. Your house is more than just an investment, it is a place where memories are made and dreams are built. READ MORE >>

Over 143 million Americans had their personal information exposed and stolen because of the recent Equifax breach. The credit reporting industry exists to take raw numbers, run them through mysterious algorithms, and then spit out credit report cards and scores. READ MORE >>

In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat.  However, keeping our kids safe as they are out Halloween night is always a concern.  A little pre-planning can prevent unfortunate accidents that could turn out to be tragic. READ MORE >>

A Professional Liability Update You make decisions every day that can come back to bite you.  You may not think so, but in this day of litigiousness, your business may be at risk.  One way to manage your risk is to consider management liability insurance. READ MORE >>

People who ride motorcycles are far more likely to get into accidents and far more likely to get hurt than those who drive cars. According to The US Highway Safety Authority, in 2012, 20.2 cars out of 100,000 ended up in fatal crashes; the rate for motorcycles is 66.7 per 100,000.  READ MORE >>

There is no question Texas has been hit hard by hurricane Harvey and our thoughts are with all those who have suffered a loss.  Now is the time to think about how you will respond to the next big storm or disaster. Remember, some disasters are not covered under a standard homeowners insurance policy. READ MORE >>

Don’t Let an Auto Accident be a Pain Automobile accidents happen every day. Although no one wants to experience an auto accident, knowing what to do in case one happens to you could soften the impact on your life in the days and weeks to follow. You purchase auto insurance to help you through accidents when, or if, they happen. READ MORE >>

Disaster Preparedness Our thoughts and prayers continue to be with the people of Houston. Hurricane Harvey caused over 75 billion dollars of damage. While this is fresh on our minds, let’s get prepared for the unexpected.  This could be a flood, hurricane, earthquake, wild fire, or any other event that causes damage to our homes. READ MORE >>

Uber, Airbnb and VRBO may increase your personal liability risk We live in a digital world that now allows us to share everything from our car, bike, boat, apartment and even our home with total strangers. Smart phones, and the applications that can be added, offer many useful tools, but some of these things create new and increased liability for you. READ MORE >>

We are entering the long days of summer, and many of us will soon be enjoying water skiing, boating, and riding personal watercraft with our family and friends. According to the U.S. Coast Guard, over 85% of water related accidents occur between May and August.  In 2014, the U.S. READ MORE >>

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