There is no question Texas has been hit hard by hurricane Harvey and our thoughts are with all those who have suffered a loss. Now is the time to think about how you will respond to the next big storm or disaster. Remember, some disasters are not covered under a standard homeowners insurance policy. Part of your planning needs to be a review of your personal insurance policy.
Flood Insurance
Flood damage is excluded under all homeowner’s policies. We can obtain coverage for you through the National Flood Insurance Program
Disaster Preparation Tips
Create a personal backpack for each family member
Develop an evacuation route in advance
Have a pre-determined meeting place if separated from family
Think about what your pet’s needs may be
Would you need to build a shelter? Having plastic sheeting might help
A basic emergency kit should include the following:
Three-day supply of food and water
Medications
Sanitation and personal hygiene items
Flashlight
Whistle
Battery
Basic tools
Solar power source for smart phone
Dust masks for every family member
First aid kit
Flood Property Loss Claim Form
Request Declaration and Coverages Page for Existing Flood Insurance Coverage