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Alternatives Insurance® Group Blog

View the latest blog posts from Alternatives Insurance® Group.

Disaster Preparedness Our thoughts and prayers continue to be with the people of Houston. Hurricane Harvey caused over 75 billion dollars of damage. While this is fresh on our minds, let’s get prepared for the unexpected.  This could be a flood, hurricane, earthquake, wild fire, or any other event that causes damage to our homes. READ MORE >>

When a fire destroyed a fifty-unit apartment complex, the owners found themselves in a tough situation.  The owners had insurance to cover the repairs and replacement of all the damaged units, and because the agent had done his job, the owners had business income or loss of rents insurance. READ MORE >>

Home fire safety is a very important topic. Recently, we sat down and talked to retired firefighter John Greg, to get his opinion on what homeowners can do to better protect their homes and their families. There were over 378,000 fires and 3,500 deaths related to home fires in 2018, according to the National Fire Protection Association. READ MORE >>

Everyone has seen insurance advertisements that feature a lizard, a man who creates trouble and a woman in white trying to sell you insurance.  These ads may be entertaining, but how in the world can you tell these companies apart? What are the differences?  Is one company better than any other? READ MORE >>

Motorcycle Insurance Tips   Choosing the right insurance policy is much like choosing the right motorcycle.  You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. READ MORE >>

Can You Live Without Disaster Insurance? Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, The Midwest has flooding and tornados, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados. READ MORE >>

Human-caused disasters and natural disasters occur in every state. The Mid-West has flood, snow, and wind. California has earthquakes and wildfires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the south has flooding and tornados. READ MORE >>

Educate Your Kids About Summer Bike Safety Summer is almost here, and your kids will be out of the house playing and biking all over the neighborhood.   Now is an excellent time to teach them about riding their bicycles in a safe manner. READ MORE >>

 Prepare Your Business For The Next Disaster There are many things businesses can do to prepare for the impact of the many natural hazards they face, including floods, hurricanes, tornadoes, and earthquakes.  Developing an emergency preparedness plan is one of the most important strategic decisions you will make as a small business owner. READ MORE >>

  Many businesses offer college students the opportunity to hold a summer intern position.  These can be rewarding for the college student as well as provide some help to the business.  Offering paid or non-paid internships can create risk for your business. READ MORE >>

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