Life Insurance Health Insurance Commercial Insurance Personal Insurance
Home Page Policy Changes About Us Contact Us Membership Opportunities Broker Opportunities Click to Watch Video

The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fastest growing risks for many people are stolen packages by porch pirates.  According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season.  Need more bad news?

Your homeowners or renter’s insurance generally may not cover this loss as it tends to be under your deductible.  There could be coverage if you have personal property off premises insurance.  Call our office for a review of your homeowner’s insurance, as each policy is unique to your circumstances.

Things to Do

      Delivery confirmation is a good way to prove the package was delivered.

      Thieves will follow delivery trucks, waiting for the perfect target.

      These thieves commonly strike during working hours as many homes are empty at that time.

      You can insure your packages.

      Consider having a person there when the delivery is scheduled.

      Install a security camera.

High Tech Solutions

There are a few high tech solutions to consider.

      Landport or BoxLock provides a delivery box on your porch that has an electronic lock.

      Amazon Key, which has a fairly simple premise:  When a delivery arrives at your house, and you’re not home, the courier scans a barcode that sends a request to Amazon’s cloud. If it’s approved Amazon remotely unlocks your door and starts recording video through the online retailer’s Cloud Cam.

What To Do If A Package Is Stolen

      Track your package. Check the delivery confirmation and tracking number.

      Make sure a neighbor did not pick it up for you.

      Contact the seller.  Different retailers have different policies and processes for handling stolen items, but usually, you are entitled to a refund or a replacement item.

      File a claim with the shipping company.

      Check your Credit Cards for Purchase Protection.

Posted 2:08 PM

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2010


View Mobile Version