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Alternatives Insurance® Group Blog

View the latest blog posts from Alternatives Insurance® Group.

Motorcycle Safety & Insurance Let’s face it; there is nothing better than cruising down the open road on your motorcycle. But to be safe on the streets, you need to not only practice good motorcycle safety, but be a defense driver too. A motorcycle rider not wearing a helmet is 55% more likely to have a fatal head injury. READ MORE >>

An Employment Liability Update If you have employees, you are at risk for employment liability claims.  Legislation such as the Family Medical Leave Act and the Americans With Disabilities Act, plus a growing number of job-related lawsuits and claims, have created the need for business owne... READ MORE >>

Many businesses today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. READ MORE >>

  A Homeowners Insurance Update We all know how to keep our home safe from fires, burglars and other major homeowner’s risks.  Your homeowner’s insurance covers many different kinds of losses.  Cooking, candles, and smoking are the biggest causes of house fires in the United States. READ MORE >>

Auto Insurance and theft coverage Every 26 seconds a motor vehicle is stolen in the United States.  According to the FBI's Uniform Crime Reports, of all motor vehicles stolen, 73.9% were automobiles. The most popular cars for thieves are; 1996 Honda Accord, 1988 Honda Civic, 2006 Ford PU and 1999 Chevrolet PU. READ MORE >>

A Business Insurance Update We live in a society where there are more lawyers than doctors. It seems that the typical response when someone has had damages inflicted is to hire a lawyer and threaten a lawsuit. Most businesses can’t afford to be in court to defend every action. READ MORE >>

A Commercial Insurance Update When was the last time you had a business insurance review?  If it has been more than two years, it is time. Risk and claims trends are causing many business owners to rethinking their commercial or business insurance programs. We live in a world where lawsuits are common. READ MORE >>

Boating is an adventure and is being enjoyed by many on a daily basis, but with that comes a great responsibility.  It is not mandatory to do a boating course at this time, but there are some excellent reasons to get your self-informed about the rules of the road. READ MORE >>

A Flood Insurance Update We have just been through record flooding, and unfortunately, many people were caught without flood insurance.  Now that the weather has settled down a bit, we thought it would be a good idea to encourage everyone to consider flood insurance.  A great resource for you is Floodsmart. READ MORE >>

A Personal Insurance Update Spring has arrived, and many people are gearing up for yard work.  Your yard is an essential part of the appeal of your home, and requires some care and expense to maintain it.  Many people install landscape lighting to enhance their yard’s look and safety. READ MORE >>

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