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Alternatives Insurance® Group Blog: home insurance

View the latest blog posts from Alternatives Insurance® Group.

Are you frustrated with the lack of good customer service? Are you tired of calling a company and getting someone in a foreign county? When you go to the store and ask for help, do you get a teenager who knows less than you do about your questions? READ MORE >>

Many people believe that they have little or no control over their homeowner’s insurance.  Often, people think that premiums are determined by some “secret formula.”  It is true that every company has rates for their homeowner’s premiums,  but there are many factors that help make up your homeowner’s premiums. READ MORE >>

A Personal Insurance Update All of us have certain beliefs pertaining to homeowner’s insurance, auto insurance, and other personal insurance products.  These beliefs can often cause us to make uneducated, or even poor, decisions regarding our personal insurance. READ MORE >>

Many people have seen their home’s market value increase recently.  Homeowners need to be aware of their home’s replacement cost as this value is what will determine any claim settlement.  Replacement cost is the actual cost to replace any personal property or structure to its pre-loss condition. READ MORE >>

An Insurance Update Personal insurance and Business Insurance will never go “on sale.”  You will never see a 25% off or black Friday deal on homeowner’s insurance.  Buy one get one free for auto insurance is not going to be part of the insurance buying process. READ MORE >>

  A St Louis Personal Insurance Update Would you be able to remember every item you have accumulated over the years if they were all gone?  Recent survey results show 65 percent of homeowners have not made a list or inventory of their possessions. READ MORE >>

Homeowners Insurance Update There is no question; not only has technology made our lives easier, but it is also keeping us safer and helping to keep personal insurance premiums lower. Let’s look at few ways technology has helped with your homeowner’s insurance. READ MORE >>

We are getting closer to the peak holiday shopping season. We would like to provide all our clients with a few reminders about how to be safe and to prevent your gifts and other purchases from being stolen. Shopping during the holiday season can present unique dangers, but following a few prevention measures can help keep your holiday season joyous. READ MORE >>

Personal Insurance Update Did you get an ugly tie or sweater last year for Christmas?  If this Christmas is a repeat of last year, the good news is that you can probably exchange the gift for something you can actual use.  However, many other ugly things can happen during the holidays that you may not be able to take back. READ MORE >>

The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list.  Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. READ MORE >>

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