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Alternatives Insurance® Group Blog: home insurance

View the latest blog posts from Alternatives Insurance® Group.

Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. READ MORE >>

A Personal Insurance Update With temperatures falling and meteorologists predicting a colder than normal winter, the easiest and most cost efficient way to keep your home’s heat inside, while keeping your heating bill respectably, is to add fresh insulation to your attic, ceilings, basement, and walls. READ MORE >>

When was the last time you reviewed your personal insurance coverage?  The New Year is a great time to review your personal insurance.  Most of us know that major life events can make it necessary to update our insurance coverage.  But did you know that even subtle changes can have an impact on your financial needs and plans? READ MORE >>

Are you frustrated with the lack of good customer service? Are you tired of calling a company and getting someone in a foreign county? When you go to the store and ask for help, do you get a teenager who knows less than you do about your questions? READ MORE >>

Many people believe that they have little or no control over their homeowner’s insurance.  Often, people think that premiums are determined by some “secret formula.”  It is true that every company has rates for their homeowner’s premiums,  but there are many factors that help make up your homeowner’s premiums. READ MORE >>

A Personal Insurance Update All of us have certain beliefs pertaining to homeowner’s insurance, auto insurance, and other personal insurance products.  These beliefs can often cause us to make uneducated, or even poor, decisions regarding our personal insurance. READ MORE >>

Many people have seen their home’s market value increase recently.  Homeowners need to be aware of their home’s replacement cost as this value is what will determine any claim settlement.  Replacement cost is the actual cost to replace any personal property or structure to its pre-loss condition. READ MORE >>

An Insurance Update Personal insurance and Business Insurance will never go “on sale.”  You will never see a 25% off or black Friday deal on homeowner’s insurance.  Buy one get one free for auto insurance is not going to be part of the insurance buying process. READ MORE >>

  A St Louis Personal Insurance Update Would you be able to remember every item you have accumulated over the years if they were all gone?  Recent survey results show 65 percent of homeowners have not made a list or inventory of their possessions. READ MORE >>

Homeowners Insurance Update There is no question; not only has technology made our lives easier, but it is also keeping us safer and helping to keep personal insurance premiums lower. Let’s look at few ways technology has helped with your homeowner’s insurance. READ MORE >>

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