Increased traffic, dangerous driving behaviors, and the use of technology can all lead to accidents. We want you to have a safe and enjoyable journey as you travel, so here are some of the most common driving hazards, and how to them.
Technology - Do not use any hand held devices while driving.
Construction - Avoid known work zones if possible, or anticipate the delay and allow extra time. Follow signs and instructions, merge early before entering the work zone. Expect the unexpected; slow down, and be a courteous driver.
Animals – Pay attention when driving where animals may cross the road. Be especially alert during times when animals are traveling (September – December).
Reckless Drivers – Keep your distance, slow down, and let the situation pass.
Flooded Waters - Flooded roads should be avoided at all costs. When in doubt, do not attempt to cross a flooded road or causeway.
Weather - Slow down to a safe speed that goes with the flow of traffic. Maintain more distance between your vehicle and the one in front.
Fog - Keep your lights dim and slow down.
Motorcycles – Motorcycles have the same rights as every other driver. Most motorcycle accidents occur because of a blind spot issue, so always check your side mirror while driving.
Alternatives Insurance® Agency was established in St Louis County in the fall of 1992 . Throughout the remainder of 1990's and through the millennium, additional locations were opened in order to service North and West St Louis, Saint Charles and Jefferson Counties. The demand for our products continued to increase motivating the partners of the organization to develop a business model in an effort to continue the growth and success without losing our superior customer service values.
In 2004, Alternatives Insurance® Group was formed as an agency membership organization. Each Alternatives Insurance® location is successfully operated and managed by an individual committed to you, our client. In most cases, the manager owns the local St Louis metro area agency location. As Alternatives Insurance® Group members, the managers understand success is based entirely on your satisfaction. The Alternatives Insurance® Group, along with our insurance carriers and affiliates, provide the necessary tools and products allowing each member to focus on developing a coverage package tailored specifically for your needs.
Our full line of products now include automobile, homeowners, watercraft, motorcycle, recreational vehicles, life, health, and commercial markets for every need. Our national and regional insurance carrier partners include AAA, Travelers, Safeco, The Hartford, Chubb, Progressive, EMC, Madison Mutual, Kemper Preferred, West Bend and dozens more. Whether you are a single person starting out in the real world or a retired empty nester, we offer the necessary products to fit you.
Contact your local Alternatives Insurance® location to learn more.