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Alternatives Insurance® Group Blog: business insurance

View the latest blog posts from Alternatives Insurance® Group.

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What is a Fidelity Bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your business against specific losses that may occur from the dishonest acts of employees. The fidelity bond coverage guarantees that the insurance company will pay the insured business for money o... READ MORE >>

A major insurance company recently published a risk index that identified a number of risky areas.  Certainly, many things we do create some level of risk.  However, the good news is that there are insurance products that can help you manage your risk. Here are some of the top risk concerns found in the Insurance index: READ MORE >>

If you own or manage a business and have an insurance renewal coming up, you most likely are not preparing for it, but you should.  Now is the time to connect with your broker to start the planning process.  Here are a few tips to help you get the process moving.  Or call us, and we can manage the entire process. READ MORE >>

When a fire destroyed a fifty-unit apartment complex, the owners found themselves in a tough situation.  The owners had insurance to cover the repairs and replacement of all the damaged units, and because the agent had done his job, the owners had business income or loss of rents insurance. READ MORE >>

 Prepare Your Business For The Next Disaster There are many things businesses can do to prepare for the impact of the many natural hazards they face, including floods, hurricanes, tornadoes, and earthquakes.  Developing an emergency preparedness plan is one of the most important strategic decisions you will make as a small business owner. READ MORE >>

  Many businesses offer college students the opportunity to hold a summer intern position.  These can be rewarding for the college student as well as provide some help to the business.  Offering paid or non-paid internships can create risk for your business. READ MORE >>

  Many businesses offer college students the opportunity to hold a summer intern position.  These can be rewarding for the college student as well as provide some help to the business.  Offering paid or non-paid internships can create risk for your business. READ MORE >>

Competitive Contractors Insurance ­­­­­­Contractors insurance provides insurance and risk services to the construction industry. Insurance can play an important role in; on time and on budget projects.  If your insurance coverage is not written correctly, your business may not survive financially. READ MORE >>

Alternatives Insurance Agency is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. READ MORE >>

Every business must follow federal, state and local laws. Failure to follow these laws can create risk and liability for your business. Your business insurance may respond to these depending on the claim or action brought as a result of failure to follow the law. Important business laws READ MORE >>

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