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Contractors Insurance 101

Artisan Contractors Need The Right Kind of Insurance

Construction projects depend on the special talent and skills of artisan contractors.  Artisan contractors are part of our thriving economy. For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Business owners Policy (BOP) especially tailored to their needs. Although marketed under a variety of names, these policies will typically have provisions similar to the BOP.

Who Are These Artisan Contractors?

Artisan contractors are usually small companies that offer specialty skills made up of one or more of the following: 

  1. Landscaping
  2. Finish Carpentry
  3. Framing
  4. HVAC
  5. Plumbing
  6. Masonry
  7. Lighting
  8. Concert work
  9. And more

What Are The Risks Associated With Artisan Contractors?

Artisan contractors have many different risks that can be covered by commercial insurance:

  • Commercial Auto
  • Loss of equipment & tools
  • Commercial general liability
  • Professional liability
  •  Workers” compensation
Alternatives Insurance® Agency was established in St Louis County in the fall of 1992 .  Throughout the remainder of 1990's and through the millennium, additional locations were opened in order to service North and West St Louis, Saint Charles and Jefferson Counties.  The demand for our products continued to increase motivating the partners of the organization to develop a business model in an effort to continue the growth and success without losing our superior customer service values.  

Posted Tuesday, April 09 2019 4:41 PM
Tags : contractors insurance

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