Snowmobiles are a great way to see the outdoors and spend time with your family. Did you know that your snowmobile must be registered, and there are fines and penalties if it is not registered? In a recent survey by a large insurance company, over half the snowmobile owners said they did not realize these regulations are updated annually. Twenty-five states currently require operators of snowmobiles to carry insurance.
Here is the Missouri registration law. Click here
It is a good idea to have insurance on your snowmobile. Besides protecting your investment, snowmobile insurance also protects your financial well-being. Snowmobile insurance can include liability coverage, uninsured motorist coverage, roadside coverage, accessory coverage, and more.
Common Snowmobile laws
1. Most states require you to register your snowmobile.
2. There are laws that govern where, and when, you can use your snowmobile.
3. All snowmobiles must have limits on sound outputs.
4. A snowmobile shall be operated between the hours of sunset and sunrise, unless it is equipped with at least one head lamp having a minimum candlepower of sufficient intensity to reveal persons and objects at a distance of at least 100 feet.
5. Many federal forests require special permits before entering.
6. Registration decals must be placed in the snowmobile.
Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others. In order to help pay for any damage you inadvertently inflict, you should secure liability insurance. This policy can also help cover the cost of environmental cleanup after an accident that causes the spillage of a toxic chemical or other pollutant.